Tag Archives: income

The Power of a Budget

A budget can give you a taste of financial success, regardless of your income level.
Larry Burkett

The purpose of a budget is not to restrict your spending but to be a tool for you to determine where your money is presently going, so you can shift funds around to match your long-term goals and priorities.
T.D. Jakes

Managing your finances creates peace of mind. Life costs money, and knowing how much you have and consciously choosing where and how to spend it puts you in the driver’s seat. It allows you to live gracefully as opposed to clutched with fear, anxiety or panic about insufficiency and survival. When you are at ease, your life – and hence your ability to succeed further – just flows better.
Cherie Carter-Scott

The term “budget” has earned a bad reputation unjustly. People who do not live on a budget are not handling their finances efficiently, especially those people who think they don’t need one.
Larry Burkett

Wealth Builder

To save something each month develops self-control. This power frees one from fear and gives abiding courage.
Samuel Reyburn

He that gets all he can honestly, and saves all he gets (except necessary expenses), will certainly become rich.
Benjamin Franklin

Keep adding little to little, and soon there will be a great heap.

Financial freedom comes to people who save ten percent or more of their income throughout their lifetime.
Brian Tracy

Never spend as much money as you earn. The smaller your expenditures are in proportion to your earnings the sooner you will become rich.
E.W. Scripps

Financial Freedom

More money is not the answer; more discipline is. Until you decide to live on what you already make, more money will not help.
Larry Burkett

Your plan to get wealth must include a willingness to do what you do best regardless of whether you are in the spotlight or behind the scenes, if you receive adequate compensation or are underpaid.
T.D. Jakes

He who gathers money little by little makes it grow.
Proverbs 13:11

God can release financial increase to those who will not be controlled by the love of money.
T.D. Jakes

As a kid, my dad made us value everything we ever earned. If I wanted a new pair of skates, I had to caddy for weeks to earn the money to buy them. If I needed a new stick, I cleaned out the stalls in our local hockey rink to earn the money to buy it. You never get something for nothing in our house. It made me appreciate everything that was dear to me.
Pat LaFontaine

Financial Freedom

Save a part of your income and begin now, for the man with a surplus controls circumstances, and the man without a surplus is controlled by circumstances.
Henry Buckley

The American family could benefit from following a four-part financial plan:
1. Spend less than you earn.
2. Avoid the use of debt.
3. Maintain liquidity.
4. Set long-term goals.
Ron Blue

An effective budget is going to require sacrifice, dedication and work on your part. Sometimes it will require a lot of sacrifice, a lot of dedication and a lot of work.
Larry Burkett

Avoid extravagance; and always live considerably within your income, if you can do so without absolute starvation. It needs no prophet to tell us that those who live fully up to their means, without any thought of a reverse in life, can never attain to a pecuniary independence.
P.T. Barnum

Disadvantages of Debt

He that goes a-borrowing goes a sorrowing.
Benjamin Franklin

A man in debt is caught in a net.
John Ray

Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds nought and six, result misery.
Charles Dickens

Borrowers are nearly always ill-spenders.
John Ruskin

“Out of debt, out of danger” is, like many other proverbs, full of wisdom; but the word danger does not sufficiently express all that the warning demands. For a state of debt and embarrassment is a state of positive misery, and the sufferer is as one haunted by an evil spirit, and his heart can know neither rest nor peace till it is cast out.
Charles Bridges

Career Development

The way to get ahead in this world is to do whatever work you are doing well, then you will be picked to do some other job that is not being done well.
Samuel Vauclair

Be so good they can’t ignore you.
Jerry Dunn

All successful employers are stalking men who will do the unusual, men who think, men who attract attention by performing more than is expected of them.
Charles Schwab

Do a good job. You don’t have to worry about the money; it will take care of itself. Just do your best work – then try to trump it.
Walt Disney

The only means of success is to render more and better service than is expected of you, no matter what your task may be. This is a habit followed by all successful people since the beginning of time. Therefore, I say the surest way to doom yourself to mediocrity is to perform only the work for which you are paid.
Og Mandino

Financial Freedom

Resolve not to be poor; whatever you have, spend less.
Samuel Johnson

Your lifestyle needs to be determined by your present income, not what you wish it would be.
T.D. Jakes

The simplest economic principle ever written is: “If you don’t overspend, you won’t get in debt.”
Larry Burkett

Since we have limited resources and unlimited choices, the only way to get ahead financially is to deny ourselves some of the things we want. If we don’t have the discipline to do that, then we will always be in debt. Remember too that unless you spend less than you earn, no amount of income will be enough.
Dr. James Dobson

If you want your budget to work, you need to set aside time on a regular basis to revise and update it.
Larry Burkett