Category Archives: Financial Freedom

The Downside of Money

Money often costs too much.
— Ralph Waldo Emerson

Millionaires rarely smile.
— Andrew Carnegie

I’ve made a lot of money since I’ve been on the Tour, and I’ve won a lot of tournaments. That happiness is always temporary.
— Paul Azinger

The prosperous man is never sure that he is loved for himself.
— Marcus Lucan

When I first started making money, I thought the first thing that would make me happy was a fast car, so I bought a Porsche. The second thing I thought would make me happy was if I owned a house, so I bought a house. The third thing I thought would make me happy was if I bought an airplane, so I bought an airplane. After all that, I finally realized I wasn’t going to buy happiness, and I wasn’t going to find happiness through somebody else.
— Hal Sutton

Limit Your Spending

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If you are spending all of your money as it comes to you, week by week or month by month, you are working in a tread mill. At the end of the month you are no nearer the end of your ambitions than you were at the beginning.
— J.A. Jayne

Spend less than you earn.
— Andrew Tobias

Take care of the pence, for the pounds will take care of themselves.
— Lord Chesterfield

If it were not for holes in the pocket, we should all be rich. A pocket is like a cistern, a small leak at the bottom is worse than a large pump at the top.
— Henry Ward Beecher

If you live according to the requirements of nature, you will never be in want; if according to the fashions of the world you will never be rich.
— Sir Walter Scott

Financial Freedom

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I’ve paid for the freedom I have today by always spending less than I can afford – because building wealth is not about what you spend; it’s about what you keep.
— Deborah Shaw

Nobody ever went broke saving money.
— Mark Twain

If you allow your expenses to increase at a slower rate than your income and you save or invest the difference, you will become financially independent in your working lifetime.
— Brian Tracy

A reasonable cash reserve (approximately three months of income) should be maintained for emergencies such as layoffs, illnesses and emergency giving.
— Larry Burkett

I started saving when I was a little girl just to have candy money. When I grew up, I started saving for my future. I’d go to the bank once a month, hold out just enough to cover my expenses and put the rest into my savings account.
— Osceola McCarthy, laundry worker and philanthropist

Disadvantages of Debt

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Do not accustom yourself to consider debt only as an inconvenience. You will find it a calamity.
— Samuel Johnson

Who goeth a borrowing
Goeth a sorrowing.
— Thomas Tusser

The rich rule over the poor, and the borrower is servant to the lender.
— Proverbs 22:7

The Bible discourages debt because it presumes upon the future – and on God.
— Ron Blue

Consumer debt is an equal-opportunity marriage destroyer. It does not matter if couples are rich or poor, working class or middle class. If they accrue substantial debt, it puts a strain on their marriage.
— Jeffrey Dew

The Importance of Thrift

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Thrift is essential to well-ordered living.
— John D. Rockefeller, Jr.

One thing all lives have in common: uncertainty. One maxim all men may take to heart: be prepared. And for the vast majority of us, thrift is essential to being prepared.
— Alvin Johnson

I only made $182,000 on tournaments, endorsements and exhibitions in 14 years. That is less than $14,000 a year. I lived on that, and I still had enough money to pay for that ranch. That is what the Depression taught me.
— Byron Nelson

Men do not realize how great an income thrift is.
— Cicero

A sense of thrift is essential for success in business. The businessman must discipline himself to practice economy wherever possible, in his personal life as well as his business affairs. “Make your money first – then think about spending it,” is the best of all possible credos for the man who wishes to succeed.
— J. Paul Getty

Money

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It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure you haven’t lost the things that money can’t buy.
— George Lorimer

Money is like mulch, not good except it be spread.
— Sir Francis Bacon

I’m not motivated by the money. To me, that money is Monopoly money. It’s out there and it’s mine, but it doesn’t rule my world. The motivation is to be the best player I can be.
— Derek Jeter

If money is all that a man makes, then he will be poor – poor in happiness, poor in all that makes life worth living.
— Herbert Casson

Money will buy a bed, but not sleep;
Books, but not brains;
Food, but not appetite;
Finery, but not beauty;
A house, but not a home;
Medicine, but not health;
Luxuries, but not culture;
Amusement, but not happiness;
Religion, but not salvation;
A passport to everywhere but heaven.
— Anonymous

Financial Freedom

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Fearing that we may miss a “golden opportunity,” we often buy things we can’t afford – and regret it later.
— Ron Blue

You need to make very specific plans if you ever hope to accomplish your financial goals. Until you do, why should you believe that God will entrust more to you? Manage well the portion that you now have and God will be able to entrust even more to you.
— Larry Burkett

Tithing – that is, giving 10% of your earnings to the work of God – is one of the best guarantees of prosperity ever known. Many of the world’s richest individuals and most successful people have been devout tithers.
— Jack Canfield

On a good bargain think twice.
— George Herbert